Arizona Driving Permit Written Practice Test

What type of insurance is mandatory in Arizona?

1. Comprehensive insurance

2. Collision insurance

3. Liability insurance

4. Uninsured motorist coverage

The correct answer is: Liability insurance

In Arizona, liability insurance is the type of insurance that is mandatory for all drivers. This requirement ensures that drivers are financially responsible for any injuries or damages they may cause to other people or property in the event of an accident. Liability insurance covers the costs associated with bodily injury or property damage claims filed against the insured driver, which is a crucial component of protecting both the driver and the public. Comprehensive insurance, on the other hand, is optional and covers damages to your vehicle from non-collision incidents, such as theft or natural disasters. Collision insurance is also optional and only covers damages to your vehicle resulting from a collision, regardless of who is at fault. Uninsured motorist coverage provides additional protection but is not mandatory. It covers the driver in the event of an accident with someone who does not have insurance. Thus, the focus on mandatory liability insurance in Arizona supports the principle of holding drivers accountable for their actions on the road.